OPPORTUNITY IQ

Administration of savings accounts; administration of savings accounts, namely of holiday and vacation club savings accounts; ATM banking services; automated teller machine services; banking consultation; banking and financing services; banking and financial services, namely providing money market account services; banking services; banking services, namely direct deposit services; banking services, namely night deposit services, namely safe deposit box services for money deposits after regular banking hours; banking services provided by mobile telephone connections; checking account services; consumer and commercial lending services; credit card services, namely, electronic debit card transaction processing; credit card and debit card services, namely, credit card and debit card payment processing; debit card services, namely, issuing debit cards; debit card transaction processing services; payment processing services, namely, credit card and debit card transaction processing services; processing of debit card payments; debit card services, namely, electronic debit card transaction processing; electronic and interactive financial services financial analysis and consultation; financial clearing house services; financial securities exchange services; financial forecasting services; financial guarantee and surety services; financial information provided by electronic means; financial management services, namely, wealth management services; financial planning; financing services; financial services, namely money lending; financial services, namely financial administration of individual retirement account services in the nature of self-employed qualified retirement plans; financial services, namely providing electronic remote check deposit services for deposit accounts; financial services, namely rent security account maintenance in the nature of maintaining escrow accounts for rental property transactions; financial valuation of personal property and real estate; home equity loans; installment loans; internet banking services; lease-purchase financing; loan financing; paperless electronic banking services; savings account services, namely, money market account services; money transfer, electronic transfer of money, electronic funds transfer; night deposit services, namely safe deposit box services for money deposits after regular banking hours; online banking services, namely providing an internet website portal in the field of financial transaction and bill payment processing services; providing financial information in the nature of rates of exchange and financial exchange; safe deposit box services; savings account services; telephone banking services; financial administration of municipal and county government pension services; capital investment consultation and advice; electronic interactive financial trading services; financial and investment management; financial information in the field of rates of exchange, financial exchange; financial information in the field of financial forecasting and financial guarantee and surety; financial investment advice and consultation; financial portfolio management; financial portfolio management, namely stock and bond portfolio management; financial portfolio management, namely stock and bond portfolio management and advice; financial research; financial risk management and consultation in the fields of health care, disability, long-term care and life insurance; financial risk management and consultation; financial risk planning in the fields of health care, disability, long-term care and life insurance; financial services, namely capital investment fund consultation and management, capital investment consultation, equity capital investment; financial valuation of investment portfolio; fund investment consultation; fund investment services, namely advice and securities brokerage services for Individual Retirement Account services; fund investment services, namely advice and securities brokerage services for Self Employed Qualified Retirement Plans; investment of funds; individual investment advisory services; capital investment and securities brokerage services provided via the internet; investment advice; investment advice and brokerage services in the field of fixed and variable annuities; investment advice and financial investment brokerage services in the field of mutual funds and securities; investment consultation; investment management; management and administration of defined benefit plans, profit sharing plans and non-qualified retirement plans, all concerning finance; management of capital investment funds; mutual funds investment; mutual fund services, namely brokerage, distribution and investment of mutual funds; mutual fund services, namely establishment of mutual funds for others and brokerage, investment and distribution of mutual funds; securities brokerage services; consumer lending services; on-line consumer finance services, namely consumer lending services; financing services, namely financing housing for moderate income citizens; internet consumer finance services, namely financing services; lending services, namely commercial and consumer lending services; subordinated note sales, namely, debt settlement services; appraisals and financial evaluation of insurance coverage claims of personal property and real estate; insurance services, namely, actuarial, appraisal, administration, agency services, advisory in the nature of consultation services, brokerage services, consultation services and subrogation services in the fields of auto, life, health, long term care, property, casualty, accident, fire, marine, medical, pre-paid healthcare insurance; insurance appraisal services, namely, appraisals for insurance claims of real estate and personal property; financial administration of employee retirement plans and estate planning; agencies in the field of bonds and other securities; business successor's financial planning; financial planning for retirement; corporate trust services, namely investment and trust company services; financial services, namely, deposit services for trust and benefit accounts and administration of educational funding accounts; electronic interactive trust services, namely, investment and trust company services; estate planning, settlement and administration; estate services in the nature of financial trust planning, namely creating and administering living, testamentary and charitable remainder trusts; estate trust management; financial fiduciary services, namely trust and estate planning, estate settlement and administration; financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; financial services, namely assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial services, namely providing custodial record-keeping and administration of funds of others; financial trust operations; fiduciary representative services and trust administration; fund investment services in the nature of providing 529 education savings plans; financial guardianship services; institutional financial custodial services, namely, maintaining possession of financial assets for others for financial management purposes; internet trust services, namely, investment and trust company services; investment and trust services in the nature of financial trust administration services for administering living, testamentary and charitable remainder trusts; maintaining escrow accounts for investments; maintaining mortgage escrow accounts; real estate escrow services; tax deduction and gifting programs; trust management accounts; trust services, namely investment and trust company services; asset-backed financing; foreign currency trading; derivatives trading; structured financing transactions; securitization transactions; financial structuring of equipment loans; education financing; mortgage lending; providing automobile loans; credit card receivable services; corporate receivable services; providing municipal debt type structures; private placement of private equity funds, securities and derivatives for others; loans syndications; equity and interest rates securities; equipment financing; issuing asset backed securities; municipal bond financing; dealing in fixed income products; providing loans secured by commercial paper; issuance of corporate bonds; trading of collateralized mortgage obligations; providing floating rate notes; margin account services; providing bridge and acquisition loans; providing term loans; providing money market lines and project finance, namely, providing working capital, venture capital funding services for emerging and start-up companies; providing private capital loans; corporate financial advisory services; debt private placement services; equity investing; financial risk management services; issuing mortgage backed securities and asset backed securities; advisory services concerning financing alternatives; banking and financial information services all for the foregoing provided via a global computer network