OPENBANK PAY

Downloadable computer software for use in the fields of financial services, accounting, banking, insurance, and management information services; Downloadable computer software for secure mobile applications; Downloadable computer software for enabling users to initiate banking and financial transactions via a wireless communication device, namely, to initiate electronic funds transfers, electronic payments, person-to person money transfers, and person-to-person electronic payments; Downloadable computer software for enabling users to access transaction and account information; Downloadable computer software for use as a digital wallet; Downloadable computer software for use with mobile devices for financial research, financial information, financial analysis, financial planning, financial management, investment management, banking and financial services, trading of foreign exchange, providing electronic processing of electronic funds transfer, ACH, electronic check and electronic payments, financial transactions, electronic funds transfers; Downloadable computer software for processing financial payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; Magnetically encoded credit cards; Magnetically encoded debit cards

Electronic funds transfer; Clearing and reconciling financial transactions via a global computer network; Issuing credit cards; Providing personal loans and lines of credit; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Bill payment services; Processing of credit card payments; Processing of debit card payments; Bill payment services provided via an electronic wallet; Banking and financing services; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Financing and loan services; Installment loans; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Payment processing services, namely, credit card and debit card transaction processing services; Reimbursement payment processing in the field of e-payment purchases claims; Credit card transaction processing services; Mobile payment processing services, namely, credit card and debit card transaction processing services via mobile electronic devices; Financial analysis; Hire purchase financing services; Financial advice; Debt advisory services; Providing rebates at participating establishments of others through use of a membership card; Insurance brokerage; Credit card factoring services; Banking services; Online banking; Online banking services rendered in virtual environments; Debt collection agency services; Mobile banking services; Providing financial information; Providing financial information via a website; Providing insurance information