OPEN SEAS

Business consulting services relating to the design, development, and administration of insurance policies and other financial services

Research services relating to insurance underwriting and administration in the fields of auto, home, professional liability, personal liability, casualty and property insurance

Product research, design, and development services, namely, researching, designing, and developing new insurance underwriting and administration products in the field of auto, home, professional liability, personal liability, casualty and property insurance

Licensing of proprietary insurance products