OPEN MONEY, THE UNIVERSAL CREDIT TIME

Advertising services; commercial business management; commercial administration, namely, business administration; providing office functions; direct mail advertising by distribution of leaflets, prospectuses, printed matter, samples; newspaper subscription services for others; arranging subscriptions to telecommunication services for others; presentation of goods, namely, marketing, advertising and promoting the retail goods of others on all communication media; business management and organization consultancy; accounting services; document reproduction; employment agencies; business management for freelance service providers; computerized file management; web site traffic optimization; organization of exhibitions for commercial or advertising purposes; online advertising on a computer network; rental of advertising time on all communication media; publication of advertising texts; rental of advertising space; dissemination of advertisements; public relations; conducting company business audits and business analyses; commercial intermediation services, namely, mediation of agreements regarding the sale and purchase of goods

Insurance underwriting services for all types of insurance; banking services; on-line banking services; real estate affairs, namely, real estate consultation; provident fund services, namely, financial trust planning; issuing of travelers' checks and credit cards; real estate estimate, namely, real estate appraisal; financial management; real property management; financing services; financial analysis; financial services, namely, raising equity capital and capital investment services for others; financial consultancy; financial evaluation of the insurance, banking, and real estate industries; funds investment

Telecommunications access services; information about telecommunication; communications by computer terminals and by fiber-optic networks; communications by radio and telephone; cellular telephone communication; providing user access to global computer networks; providing access to databases; electronic bulletin board services being telecommunication services; providing telecommunication connections to a global computer network; news agencies, namely, the transmission of news items to news reporting organizations; rental of telecommunication apparatus; broadcasting of radio and television programs; teleconferencing and videoconferencing services; electronic messaging services; rental of access time to global computer networks

Education services, namely, providing kindergarten through 12th grade (K-12) classroom instruction; training of dance instructors; entertainment in the nature of dance performances; organizing community sporting and cultural events; information on education and entertainment information; vocational retraining in the field of painting; providing recreational facilities in the nature of a pool for underwater diving activities; publication of books; lending library services; motion picture film production and rental of motion pictures; rental of sound recordings; rental of television sets; rental of show scenery; videotape editing; photography services; organization of sports competitions for education and entertainment purposes; organization and conducting of educational colloquiums, conferences and congresses; organization of exhibitions for cultural or educational purposes; booking of seats for shows; Entertainment services, namely, providing on-line computer game services from a computer network; gambling services; publication of electronic books and journals online; electronic desktop publishing

Technology consultation providing engineering evaluations and assessments in the fields of environmental science and energy technology; scientific research and technical research in the field of financial studies; design and development of computer hardware and software; research and development of new products for others; technical project studies, namely, feasibility studies in the field of architectural design; providing a website featuring information in the field of architecture; design of interior decor; development and design, installation, maintenance, updating and rental of software; computer programming; computer system analysis; computer system design services; consultancy in the design and development of computers; digitization of documents; software as a service (SaaS) services featuring software for use in exchange trading system; consulting services in the field of cloud computing; information technology (IT) consultancy; hosting of servers; vehicle roadworthiness testing; graphic arts design services; industrial design and special event styling services; authentication of works of art; energy auditing; electronic data storage