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Providing a website featuring technology and web-based non-downloadable computer software that allows users to track and manage commercial transactions, collect and track payments, manage reimbursements, and make salary payments to employees; Providing a website featuring technology that enables users to track and organize commercial financial transaction data, account management, bookkeeping, financial reporting, expense management, credit, accounting features and related information; Non-downloadable computer e-commerce and physical commerce software to allow users to perform electronic business transactions via a global computer network. Software as a service (SaaS) for the purposes of providing embedded financial services and integrated business payment solutions. Platform as a service (PaaS) for providing B2B solutions relating to financial technology and data; Computer Programming for providing an Application Programming Interface as a service