OPAYO

Electronic payment terminals and electronic communications systems comprised of computer hardware and recorded software for the transmission of data between two points for processing credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card payment transactions; downloadable computer software for transmitting purchase information, generating merchant reports and for allowing merchants and consumers to access information about credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions, and for operating automated teller machines

Retail store services featuring computer equipment and processing terminals used to process credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; online retail store featuring computer equipment and processing terminals used to process credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; collection and analysis of quality metric data for providers of credit card services for business purposes, and preparation of business reports related thereto; reconciliation of accounts relating to credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions

Issuing consumer and business lines of credit for third party financial institutions' customers as part of a private-label credit card program; providing authorization, verification, processing and chargeback handling recovery services for credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; providing information in the fields of authorization, verification, processing and chargeback recovery for credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; credit reporting services relating to credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; providing information and data related to processing of credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions via electronic means; automated teller machine services

Maintenance of automated teller machines

Designing, developing and creating computer software related to credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; providing advisory services in the design, development and implementation of computer systems for information management related to credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; design and development of computer equipment and payment processing terminals used in credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; leasing of computer hardware and computer peripheral equipment for use in processing credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions; non-downloadable computer software for transmitting purchase information, generating merchant reports and for allowing merchants and consumers to access information about credit, payment, charge card, debit card, gift card, stored value card, prepaid card, and loyalty card transactions, and for operating automated teller machines