ONSPOT LENDING

Automated loan processing services; automated loan processing services for automobile dealerships; automated loan processing services for retail outlets and consumers shopping at retail outlets; automated loan processing services for service providers and consumers purchasing services from service providers; financial services, namely, providing electronic processing of credit and loan applications; providing financial information via the internet in the field of automated credit and loan processing

Electronic transmission of credit and loan documents via a global computer network

PROVIDING ONLINE NON-DOWNLOADABLE SOFTWARE FOR CONSUMER LOAN APPLICATION, APPROVAL AND REPAYMENT PROCESSING; PROVIDING TEMPORARY USE OF ON-LINE NON-DOWNLOADABLE SOFTWARE FOR USE IN FACILITATING ON-LINE COMMUNICATION OF CREDIT AND LOAN APPLICATION INFORMATION, CREDIT AND LOAN DECISION INFORMATION, ELECTRONIC PURCHASING CONTRACTS AND ELECTRONIC SIGNATURES USED IN CONNECTION THEREWITH, AND TO FACILITATE OPERATION OF A DECISION ENGINE USED TO PROCESS CREDIT AND LOAN INFORMATION AND ISSUE CREDIT AND LOAN APPROVAL NOTIFICATIONS; PROVIDING TEMPORARY USE OF ONLINE NON-DOWNLOADABLE SOFTWARE FOR USE BY RETAIL OUTLETS AND CONSUMERS SHOPPING AT RETAIL OUTLETS, AND FOR SERVICE PROVIDERS AND CONSUMERS PURCHASING SERVICES FROM SERVICE PROVIDERS FOR USE IN IMAGING, STORING, ENCRYPTING, BACKING-UP, AND MANAGING DOCUMENTS ASSOCIATED WITH THE PURCHASE OF PRODUCTS AT THE RETAIL LEVEL AND THE PURCHASE OF SERVICES FROM SERVICE PROVIDERS