ONEWEST

Advisory services relating to credit and debit control, investment, grants and financing of loans; Banking; Banking and financing services; Financial services in the nature of an investment security; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Financing and loan services; Home equity loans; Investment banking services; Loan financing; Mortgage banking; Mortgage lending; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Savings and loan services; Security services, namely, guaranteeing loans