ONESMART

BANKING SERVICES; FINANCIAL AND CREDIT SERVICES; NAMELY, PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES, PROVIDING ELECTRONIC CREDIT, DEBIT AND OTHER PAYMENT ACCOUNTS WITHOUT A PHYSICAL PAYMENT CARD, STORED VALUE ELECTRONIC COMMERCE PAYMENT SERVICES, PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, PREPAID TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, AND FINANCIAL TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES, NAMELY, TRANSPONDERS; TRAVEL INSURANCE SERVICES, NAMELY, COLLISION/LOSS DAMAGE, PERSONAL ACCIDENT, AND PERSONAL EFFECTS INSURANCE; CHECK VERIFICATION SERVICES; AND FINANCIAL ADVISORY SERVICES RELATING TO ALL THE AFORESAID SERVICES