ONE IN A MILLENNIUM

Banking and financial services, namely, cash replacement rendered by credit card, debit card services, issuing stored value cards, commercial lending services, consumer lending services and mortgage lending services, electronic fund transfer services, check verification services, the issuance, redemption and processing of travelers checks, checking and savings account services; brokerage services, namely, the sale of stocks, bonds, money market funds, mutual funds, certificates of deposit, government securities, annuities, term and cash value life insurance, travel insurance and investment and money management services