ONE 1

Downloadable computer software application for mobile phones, tablets, and handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, savings accounts, sharing funds among users, paying bills, and transferring money; magnetically encoded debit cards; none of the foregoing including software providing credit consulting or financial consulting services

Online banking services accessible by means of downloadable mobile applications, namely, checking account services, savings account services, loan services, remote deposit capture services, money transfer services, bill payment services and ATM banking services; Online banking services accessible by the internet, namely, checking account services, savings account services, loan services, remote deposit capture services, money transfer services, bill payment services and ATM banking services; online banking services; none of the foregoing including credit consulting or financial consulting services