OFFENSE/DEFENSE RATIO

Computer software and programs for use by businesses in business operations and management, maintaining and achieving customer relationships, establishing corporate and retail identity and brand management strategy, creating business marketing plans and marketing and advertising strategy, conducting market research, market studies, marketing and business research, studies and opinion polls, providing actuarial services and insurance actuarial services, risk management, asset management, leadership development and organizational transformation

Instructional and teaching materials and printed publications about business operations and management, customer relationships, corporate and retail identity and brand management strategy, creating business marketing plans and marketing and advertising strategy, market research, market studies, marketing and business research, studies and opinion polls, actuarial services and insurance actuarial services, risk management, business leadership, organizational transformation, marketing, banking, securities and asset management

Business administrative consulting and management, personnel management; customer relationship management; business consulting in connection with corporate and retail identity and brand management strategy; consulting on advertising strategy; conducting market research and market studies; risk analytics and quantification of performance, risk and projected outcomes; business leadership consultancy

Financial modeling, namely performing calculations pertaining to risk analysis and corporate performance

Blogs featuring information and analysis in the fields of information technology, insurance, risk analysis and business leadership; online publications about business operations and management, customer relationships, corporate and retail identity and brand management strategy, creating business marketing plans and marketing and advertising strategy, market research, market studies, marketing and business research, studies and opinion polls, actuarial services and insurance actuarial services, risk management, business leadership, organizational transformation, marketing, banking, securities and asset management

Computer programming services, computer software development and development of data processing programs by order of third parties