OCWEN FINANCIAL CORPORATION

[ banking services; mortgage banking services; automated teller machine services; providing bank account information by telephone; ] cash management; check cashing; [ issuance of traveler's checks; ] check processing; financial analysis and consultation; [ credit card services; debit card services; ] financial investment in the fields of real estate and securities; lease-purchase financing; loan financing; financing services; home equity loans; installment loans; investment of funds for others; mortgage lending; [ safety deposit box services; ] loan collection services; real estate foreclosure trustee services; financial evaluation of real estate; loan servicing [ ; real estate investment in low income housing tax credit partnerships ]