OCFT

Data processing apparatus; Computer operating programs, recorded; Recorded computer software for use in database management; Downloadable database management software for use by financial advisors; Downloadable computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Humanoid robots with artificial intelligence; Iris recognition security devices; Biometric scanners; Punched card machines for offices; Wireless communication devices for voice, data or image transmission; Downloadable computer application software for mobile phones, namely, software for use in database management; Electronic security token in the nature of a fob-like device used by an authorized user of a computer system to facilitate authentication; Downloadable credit screening software