OBSIDIAN

Rewards business management services, namely, tracking and managing loyalty program points and redemptions on behalf of merchants for credit card and charge card users

Broad based financial services, namely, banking, bill payment services, credit card services, debit card services, charge card services, and prepaid purchase card services offered through cards with stored value, namely, processing electronic payments made through prepaid cards; payment processing services, namely, credit card and debit card transaction processing services, rendered by credit card and debit cards; rewards management services, namely, payment processing on behalf of merchants regarding loyalty program points and redemptions for credit card and charge card users; electronic payment services involving electronic processing and subsequent transmission of bill payment data pertaining to loyalty programs, offers and redemption, and related transactions; point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transactions; credit card, and debit card transaction authorization and debt settlement services; electronic payment processing services; credit card and debit card verification; credit card and debit card payment transaction authentication and verification services