OAPAY

Recorded computer application software for mobile phones, namely, software for individual persons to use to electronically transfer their funds to the sender'sdesignated individual recipient with the option toelectronically exchange sender's money for theforeign currency equivalent of the location wherethe designated individual recipient resides prior todepositing the transferred funds into recipient's bank account or mobile wallet.; Downloadable computer application software for mobile phones, namely, software for individual persons to use to electronically transfer their funds to the sender'sdesignated individual recipient with the option toelectronically exchange sender's money for theforeign currency equivalent of the location wherethe designated individual recipient resides prior todepositing the transferred funds into recipient's bank account or mobile wallet.; Recorded computer application software for desktop users, web browsers, and phone browsers, namely, software for individual persons to use online to electronically transfer their funds to the sender's designated individual recipient with the option to electronically exchange sender's money for the foreign currency equivalent of the location where the designated individual recipient resides prior to depositing the transferred funds into recipient's bank account or mobile wallet.; Downloadable computer application software for desktop users, web browsers, and phone browsers, namely, software for individual persons to use online to electronically transfer their funds to the sender's designated individual recipient with the option to electronically exchange sender's money for the foreign currency equivalent of the location where the designated individual recipient resides prior to depositing the transferred funds into recipient's bank account or mobile wallet.

Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Electronic funds transfer services; Currency exchange services; Currency transfer services