OAKSTONE

financial services, namely, consumer and commercial banking; processing, funding, underwriting and administering annuities; financial card, debit card and credit card services, namely, processing, underwriting, issuing, servicing and administering credit cards, chip cards, debit cards, corporate cards, and secured cards; electronic funds transfer provided through automated teller machines; investment consultation, namely, financial and investment planning and consulting; consumer and commercial leasing financing; real estate financing, namely, mortgage lending, home equity loans, and commercial equity financing; insurance administration, insurance brokerage, insurance agency, insurance underwriting, and insurance appraisal in the fields of automobile, life, accident, credit, disability, health, medical, property, casualty, long-term care, prescription and variable life insurance; underwriting and insurance agency services in the fields of annuities, mutual funds and investment insurance, pension plans and investment management insurance; medical prescription benefit management; insurance actuarial services; insurance claim administration and adjudication; insurance consultation, namely, insurance compliance assessment for others