O OPES ADVISORS

Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including public equity and debt investment services, but excluding venture capital and private equity; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, wealth management services, excluding venture capital and private equity; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage lending; Mortgage refinancing; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks