O COMENITY

Banking and financing services; charge card and credit card payment processing services; credit card and debit card transaction processing services; credit and cash card payment processing services; credit card payment processing services; credit card authorization services; credit recovery and collection; issuing of credit cards; providing cash and other rebates for credit card use as part of a customer loyalty program; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments