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CONSUMER SOFTWARE PRODUCTS FOR PURCHASING ON THE INTERNET TO RUN ON PC/MAC PLATFORMS, HANDHELD COMPUTERS AND INTERNET CAPABLE MOBILE PHONES; SOFTWARE PRODUCTS FOR BANKS TO IMPLEMENT THE BACK END SYSTEMS REQUIRED TO SUPPORT THE ABOVE; SOFTWARE TO INSTALL AND SUPPORT THE ABOVE; SOFTWARE FOR PROMOTING OTHER MERCHANTS AND SERVICES ON THE INTERNET; AFFINITY CREDIT CARD PRODUCTS; SOFTWARE PRODUCTS FOR SECURE PROTECTED ONLINE PAYMENTS

FINANCIAL SERVICES; CREDIT CARD PAYMENTS; ONLINE FINANCIAL SERVICES; AFFINITY CREDIT CARD SERVICES; COMPUTERIZED BANKING SERVICES; COMPUTERIZED FINANCIAL ADVISORY SERVICES; COMPUTERIZED FINANCIAL SERVICES FOR RETAIL BUSINESSES