NZI

INSURANCE SERVICES; NAMELY, FIRE, MOTOR VEHICLE, PHYSICAL DAMAGE, WORKER'S COMPENSATION, MARINE, BUSINESS LIABILITY AND OTHER ACCIDENT INSURANCE; LIFE INSURANCE; EMPLOYEE BENEFIT AND PENSION POLICIES; REINSURANCE; NAMELY, PROPERTY TREATY REINSURANCE; FINANCIAL SERVICES; NAMELY, WHOLESALE COMMERCIAL BANKING SERVICES; COMMERCIAL LENDING, TRADE FINANCE, FOREIGN EXCHANGE, MERCHANT BANKING, CORPORATE ADVISORY AND CREDIT CARD SERVICES; TRUST AND INVESTMENT MANAGEMENT SERVICES; PROBATE, TAXATION AND ESTATE PLANNING; DEBENTURE TRUSTEE SERVICES; PORTFOLIO MANAGEMENT SERVICES; SAVINGS AND CHECKING ACCOUNTS; ELECTRONIC FUND TRANSFER SERVICES