NY-KEE

FINANCIAL SERVICES, NAMELY, UNDERWRITING, AND DISTRIBUTION OF UNIT INVESTMENT TRUST AND MUTUAL FUNDS, AT WHOLESALE AND NOT RETAIL, TO BROKERS, DEALERS, BANKS, AND INSURANCE COMPANIES, WHO RESELL THE UNIT INVESTMENT TRUSTS AND MUTUAL FUNDS UNDER THEIR OWN TRADEMARKS OR UNDER OTHER TRADEMARKS; THE BROKERAGE OF FIXED INCOME SECURITIES TO INSTITUTIONAL INVESTORS, NAMELY, BANKS, SAVINGS AND LOANS, INSURANCE COMPANIES, MUTUAL FUND GROUPS, AND REGISTERED INVESTMENT ADVISORS; INVESTMENT BANKING, BY UNDERWRITING PUBLIC DEBT SECURITIES AND DISTRIBUTING PUBLIC DEBT SECURITIES TO INSTITUTIONAL INVESTORS, NAMELY, BANKS, SAVINGS AND LOANS, INSURANCE COMPANIES, MUTUAL FUND GROUPS, AND REGISTERED INVESTMENT ADVISORS