NXPAY

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic currency converters

Bookkeeping for electronic funds transfer; Electronic signature verification services provided in connection with banking and financial services; Providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information

Clearing and reconciling financial transactions via a global computer network; Currency exchange services; Currency transfer services; Electronic banking via a global computer network; Electronic cash transactions; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic debit transactions; Electronic financial trading services; Electronic foreign exchange payment processing; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic loan origination services; Electronic loan preparation services; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic transfers of money; Exchanging money; Financial exchange; Financial information provided by electronic means; Financial services, namely, electronic remote check deposit services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing on-line stored value accounts in an electronic environment; Money exchange services; Money transfer; Money wiring services; On-line real-time currency trading; Processing electronic payments made through prepaid cards; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores