NUVOPAY

[ Custom designed magnetically encoded debit cards, gift cards, pre-paid telephone long distance cards, encoded magnetic customer loyalty cards for purchasing of general consumer merchandise and services; magnetically encoded reloadable stored value cards; magnetically encoded promotional discount benefit cards which enable the holder to receive discounts on the goods and services of others; magnetically encoded cash cards and consumer cards for purchasing of general consumer merchandise and services; magnetically encoded corporate expense credit cards; magnetically encoded e-commerce internet cards enabling their holder to load and store monetary amounts on the cards for withdrawal of funds or for the purchase of consumer merchandise and services ; magnetically encoded family cards, namely, cards enabling their holder to allow governments to make social security payments, unemployment insurance payments and tax payments; magnetically encoded insurance claim cards enabling their holder to load and store monetary amounts on the cards for withdrawal of funds or for the purchase of consumer merchandise and services; magnetically encoded merchant cards enabling their holder to load and store monetary amounts on the cards for withdrawal of funds or for the purchase of consumer merchandise and services; magnetically encoded merchant gift cards; magnetically encoded money transfer cards; magnetically encoded retail cards for purchasing of general consumer merchandise and services; magnetically encoded reward program cards enabling the holder to load and store monetary amounts on the card for the purchase of general consumer merchandise and services; and magnetically encoded travel cards enabling the holder to load and store monetary amounts on the cards for withdrawal of funds or for the purchase of consumer merchandise and services ]

[ Promoting the sale of cashless electronic payment software and cashless electronic payment services through the administration of consumer loyalty incentive award programs; issuing customized gift cards ]

Credit and debit card services, namely, issuing customized debit cards, pre-paid telephone long distance cards, and stored value cards including loyalty cards and pay cards to third parties; electronic services for consumers and merchants to send and receive payments via the Internet, telephone and television connection, namely, providing electronic processing of payments for goods and services purchased from merchants; cashless purchasing services for merchants and consumers whereby purchase monies are held in trust and sent to merchants upon sales to consumers; financial processing services, namely, monetary check processing services whereby payments are provided to merchants who sell to consumers services and goods online; financial clearing house services via a global computer network; providing a wide variety of payment services, namely, credit card and debit card services and electronic processing and transmission of bill payment data, conducted via a global computer network