NPAY

(Based on 44(e)) Downloadable computer software used in the provision of agronomy, farm management, banking, financial, currency exchange, business advisory and business consultancy services by means of data analysis, information aggregation, and data processing; Downloadable computer software for processing and managing commercial transactions and electronic payments including via a mobile computer, mobile phone, smart phone or tablet; Downloadable computer application software for customer access to financial, financing and purchasing capabilities; Downloadable computer programs for customer access to financial, financing and purchasing capabilities

(Based on 44(e)) Financial services, namely, financing of crop input purchases, livestock management products, farm infrastructure purchases, irrigation infrastructure services and purchases, meat and fibre production purchases, and animal health product purchases and livestock purchases; agricultural insurance agency services; insurance services, including general insurance agency services, crop insurance agency services, cotton insurance agency services, viticulture insurance agency services, crop insurance agency and crop insurance brokerage services, farm insurance agency services, business insurance agency services, marine insurance agency services, industrial special risk insurance agency services, motor vehicle insurance agency services, home and contents insurance agency services, transports and logistics insurance agency services, aviation insurance agency services and stud stock/livestock insurance agency services; financial services, namely, provision of revolving line of credit; financing services; loan financing; Providing lines of credit for the purchase of agriculture, viticulture, horticulture livestock, livestock related and agricultural infrastructure and merchandise products, including fertiliser, chemicals, seed, animal supplements and animal health products; provision of loan financing, lines of credit, and loan evaluation and processing services in the nature of loan origination services to direct suppliers and financiers of agronomy, agricultural, viticultural, horticultural, livestock and livestock infrastructure and management products, farm management and infrastructure purchases, irrigation infrastructure services and purchases, meat and fibre production purchases and animal health product purchases including for fertilisers, chemicals, seed, animal supplements and animal health products; financial risk management services for farms and agricultural, viticultural and horticultural commodities; carbon trading services in the nature of trading of carbon dioxide gas emission credits, allowances or offsets of others; real estate affairs, namely, real estate agency services; real estate management and advisory services; real estate services relating to property development; real estate portfolio management; real property management services; mortgage broking, mortgage lending; providing charitable support to global and local communities by providing monetary donations to support partnerships and programs in the areas of economic, social and environmental sustainability; providing charitable financial support to global and local communities for programs in the areas of crop diversification, seed conservation, effective fertiliser use and environmental protection; providing funding for community programs in the areas of youth, arts and culture, health and environmental opportunities in communities; providing global and local support to communities by providing charitable monetary contributions for the purpose of providing support to communities; financial sponsorship of agricultural industry event for communities in the areas of medical and emergency services; Financial administration of employee remuneration programs, namely, pension plans, benefit plans, profit-sharing plans, stock bonus plans; valuation of livestock; the provision of information relating to the aforementioned services; the provision of the above services by way of the global communications network

(Based on 44(e)) (Based on Use in Commerce) Online provision of web-based non-downloadable software for customer access to financial, financing and purchasing capabilities; online provision of web-based non-downloadable computer software for customer access to financial, financing and purchasing capabilities; Providing temporary use of online web-based applications for customer access to financial, financing and purchasing capabilities; Providing temporary use of online, non-downloadable cloud-hosted software for customer access to financial, financing and purchasing capabilities; Providing temporary use of non-downloadable software for customer access to financial, financing and purchasing capabilities; Providing temporary use of online non-downloadable software for customer access to financial, financing and purchasing capabilities; provision of online non-downloadable software; providing online non-downloadable software for use by customers for the provision of agronomy, farm management, banking, financial, currency exchange, business advisory and business consultancy services by means of data analysis, information aggregation, and data processing; providing non-downloadable computer software for processing and managing commercial transactions and electronic payments including via a mobile computer, mobile phone, smart phone or tablet; information, advice and consulting services in relation to computer software systems