NOVO PAYMENT

Magnetically encoded cards, namely, custom designed magnetically encoded debit cards, prepaid magnetic cards, magnetic encoded gift cards, magnetically encoded credit cards, magnetic coded cards for use as customer loyalty cards for purchasing of general consumer merchandise and services; reloadable stored value magnetic encoded cards, merchant magnetically encoded cards, merchant magnetically encoded gift cards, money transfer magnetic encoded cards, magnetic coded cards for use as retail cards for purchasing of general consumer merchandise and services; automated teller machines

Cards without magnetic coding, namely, custom designed debit cards without magnetic coding, non-magnetically encoded prepaid purchase cards for allowing users to transfer financial value on-line via retail computer networks, gift cards, credit cards without magnetic coding, non-magnetically encoded fidelity cards for use as customer loyalty cards for purchasing of general consumer merchandise and services, Non-magnetically encoded prepaid purchase reloadable stored value cards for allowing users to purchase general merchandise and services, non-magnetically encoded prepaid purchase merchant cards for allowing users to purchase general merchandise and services, non-magnetically encoded prepaid purchase merchant gift cards for allowing users to purchase general merchandise and services, non-magnetically encoded prepaid purchase cards for allowing users to transfer money, non-magnetically encoded prepaid purchase cards for use as retail cards for purchasing of general consumer merchandise and services