NOVIWALLET

Payment cards being debit and credit cards that are magnetically encoded; magnetically encoded debit prepaid payment cards; magnetic payment credit cards; Downloadable software for facilitating secure credit card transactions; Downloadable software for credit card readers; credit card-style blank USB flash drives; Point of sale terminals for electronically processing credit card payments; payment software, namely, downloadable payment gateway software for linking e-commerce websites to credit card processing networks; secure terminals for electronic transactions; electronic terminals for highway toll collection; electronic payment terminal; computer terminals for banking purposes; computer e-commerce software, namely, downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; biometric identification apparatus; multifunction encoded cards being encoded electronic chip cards being smart cards containing programming used for financial services; encoded electronic chip cards being smart cards containing programming used for use in relation to the electronic transfer of financial transactions; Downloadable computer software for producing financial models; Downloadable computer software relating to financial history, namely, downloadable data compression software; Downloadable computer software relating to the handling of financial transactions for producing financial models; financial management software, namely, downloadable database management software for use by financial advisors; money counting machine; Downloadable computer software platforms to allow users to collect money; Downloadable computer programmes relating to financial matters, namely, for producing financial models; Downloadable computer game software programmes for simulating financial securities trading; Electronic payment terminals, money counting and sorting machines

Promoting the sale of goods and services of others by awarding purchase points for credit card use; commercial intermediation consultancy services; business intermediary consultancy and consultancy advisory services in the field of selling products and rendering services; mediation and conclusion of commercial transactions for others; mediation of trade business for third parties; mediation of agreements regarding the sale and purchase of goods; administration of loyalty rewards programs, namely, providing incentive award programs for customers and employees through the distribution of trading stamps for the purpose of promoting and rewarding loyalty; marketing the goods and services of others by distributing coupons; promoting the goods and services of others by distributing coupons; promoting the goods and services of others through the administration of sales and promotional incentive schemes involving trading stamps; sales promotion for others through trading stamp schemes; coupon procurement services for others; financial records management; financial statement preparation and analysis for businesses; presentation of financial products on communication media, namely, promoting the goods and services of others for retail purposes; promotion of financial and insurance services, on behalf of third parties; recruitment consultants of personnel in the financial services field

On-line bill payment services; issuing electronic payment cards in connection with bonus and reward schemes; Bill electronic wallet payment services; negotiation for the collection of cheques and bills of payment, namely, debt settlement negotiation services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; financial consultancy relating to the execution of cashless payment transactions; retirement payment services, namely, Individual retirement account services; telegraphic remittance payment services, namely, providing secure commercial transactions and payment options; banking services provided for paying bills by telephone; automated rent payment services; money ordering services; payment transaction card services, namely, processing of debit card payments; credit services for the payment of insurance premiums, namely, Credit card payment processing services; remote payment services, namely, credit and cash card payment processing services; bill payment services provided through a website; credit card payment processing services; debit card payment processing services; credit card verification; processing of debit card payments; debit card payment processing; processing credit card transactions for others; processing debit card transactions for others; processing charge card transactions for others; electronic credit card transaction processing; automated telling machine banking services; discount card services, namely, issuing stored value cards for use as electronic travel tickets provided to young people for travel; discount card services, namely, issuing stored value cards for use as electronic travel tickets provided to young people for cultural purposes; credit card transaction processing services; bank cheque card services, namely, issuance of bank cheques; foreign exchange market bureaux; currency trading and exchange services; swaps of currency rates, namely, providing for the exchange of foreign currency; currency exchange and advice; currency dealing, namely, currency exchange and advice; foreign exchange bureaux; acceptance of bills of exchange, namely, monetary exchange; trading in currencies, namely, monetary exchange; issuing of travellers' cheques and currency vouchers for payment of transportation expenses; monetary transfer, namely, transfer of monetary claims; provision of financial information in the nature of rates of exchange lists; financial information in the nature of rates of exchange; provision of foreign currency; Financial services, namely, provision of information relating to rates of exchange, namely, currency exchange and advice; providing information relating to foreign exchange transactions, namely, currency exchange and advice; provision of pricing information about foreign exchange rates, namely, currency exchange and advice; currency exchange rate quotations, namely, currency exchange and advice; provision of financial protection against foreign exchange risks, namely, currency advice; money exchange agency services; forecasting of foreign exchange rates, namely, currency advice; cash and foreign exchange transactions; conducting foreign exchange transactions for others; exchange market services relating to commodity futures contracts, namely, on-line trading of options on the options exchange market; Securities underwriting in foreign exchange; exchange commodity brokerage services; foreign currency transfer services; foreign currency services, namely, providing for the exchange of foreign currency; foreign monetary exchange advisory services, namely, currency exchange and advice; money exchange and transfer, namely, currency exchange and advice; financial transactions relating to currency swaps, namely, currency exchange and advice; providing financial information relating to foreign exchange by means of a computer database, namely, currency exchange and advice; computerised financial services relating to foreign currency dealings, namely, currency advice; organisation of trading markets for financial services, namely, currency advice; provision of information relating to financial services, namely, currency advice; financial loan services, namely, loan default mitigation services; banking and financing services; brokerage services on the financial markets, namely, brokerage services for capital investments; financial investment brokerage services; information services relating to financial business appraisals; financial analysis and research services and monetary exchange services, namely, exchanging gold of others for cash; financial services related to the sale and purchase of securities; financial services relating to travel, namely, financial risk assessment services; financial services in the nature of an investment security; financial services in the field of money lending, namely, financial risk assessment services; financial services relating to savings, namely, financial risk assessment services; computerised financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; financial investment fund transfers and transactions, and payment services; financial and monetary services, and banking, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; financial rating, namely, information regarding rating changes that affect financial portfolios via e-mail notification alerts and credit reporting services; financial information, data analysis, advice and consultancy services; financing of guarantees; provision of information relating to insurance and financial services; business liquidation services, financial; computerised information services relating to financial business, namely, financial risk assessment services; financial data analysis; financial appraisal services of homes; financial investment analysis; conducting of financial transactions, namely, providing secure commercial transactions and payment options on-line; financial banking services for the deposit of money; personal financial banking services; financial banking services for the withdrawal of money; financial banking services relating to cash disbursement; financial services relating to investment, namely, investment banking services; financial services provided over the telephone and by means of a global computer network or the Internet, namely, investment banking services; financial services relating to business, namely, investment banking services; financial services relating to bank cards in the nature of online banking; credit bureau services; financial banking services relating to securities; financial banking services for the management of credit cards; financial banking services in relation to digital currencies; financial banking services in the nature of pre-payment services; financial banking services provided by electronic means; financial banking services relating to wealth management; financial banking services relating to pensions; financial banking services relating to the provision and structuring of capital; financial banking services relating to the funding of broadcasting; financial banking services provided over the Internet and telephone; Securities brokerage services, namely, financial nominees services for the holding of securities; financial banking services relating to stocks; online banking featuring card operated financial services; online banking financial services provided via the Internet; online banking financial services relating to credit cards; online banking financial services provided to partnerships; online banking financial services relating to bonds; online banking finance services; issuance of credit cards; issue and redemption of tokens of value; issuance of tokens of value; issuing tokens of value as part of a customer membership scheme; issuing tokens of value in the nature of gift vouchers; issuing tokens of value as a reward for customer loyalty; issuing of vouchers for meals; issuing of vouchers for use as money; issue of tokens and vouchers of value; issuing of cash vouchers for payment of transportation expenses; issuing of tokens of value in relation to customer loyalty schemes; issuing of travel vouchers; processing of luncheon vouchers; providing information relating to the issue of tokens of value; credit bureau services relating to the provision of vouchers for meals; issuing of tokens of value in relation to incentive schemes; lease-purchase loans; Financing of loans; Financing of loans and discount of bills; online banking services featuring financial transactions; online banking services featuring management of corporate finances; online banking services featuring financial risk management services; online banking services featuring financial trust management; online banking services featuring facilitating and arranging financing; online banking services featuring arranging of finance for sporting, cultural and entertainment projects; online banking services featuring conducting of financial affairs on-line; online banking services featuring estimates for financial purposes; online banking services featuring mortgage loans; online banking services featuring investment of money; financial information processing; online banking services featuring business appraisals for financial valuation; online banking services featuring financing services for companies; online banking services featuring recording of inter parties transactions in respect of finance; online banking services featuring financial underwriting and securities issuance being investment banking; conducting of financial transactions; online banking services featuring provision of bridging loans; online banking services featuring provision of commercial finance; online banking services featuring provision of information relating to financial accounts; online banking services featuring provision of secured loans; online banking services featuring provision of financial information relating to shares; online banking services featuring provision of financial services by means of a global computer network and the internet; online banking services featuring risk management financial consultancy; online banking services featuring provision of computerised financial information; online banking services featuring financial consultancy relating to credit services; online banking services featuring banking services relating to the deposit of money; online banking services featuring loan and credit, and lease-finance services; online banking services featuring execution of financial transactions; mortgage financing services; online banking services featuring money transfer services utilising electronic cards; online banking services featuring money deposit services; online banking services featuring electronic financial trading services; money transfer; online banking services featuring financial information services relating to stolen credit cards; online banking services featuring financial information services relating to lost credit cards; financial guarantees being surety services; financing and loan services; banking services featuring retail financing services; online banking services featuring financial management services provided via the Internet; online banking services featuring financial advisory and management services; online banking services featuring financial payment services; online banking services featuring financial information services for banks provided via computer networks and satellite transmissions; financial management services relating to banking institutions; online banking services featuring financial investment management services; online banking services featuring financial information by means of a computer database; online banking services featuring financial and monetary transaction services; eleemosynary services in the field of monetary donations; charitable fund raising; charitable fund raising services, namely, financial services; banking services featuring financing of short-term loans; financing of purchases; banking services featuring financing of bridging loans; banking services featuring financing of loans against security; banking services featuring instalment loan financing; banking services featuring financing of consumer purchases; financially-guaranteed financing; online banking services featuring credit financing; banking services featuring instalment credit financing; banking services featuring provision of finance for credit sales; online banking services featuring computerised financial analysis; financial management of reimbursement payments for others; online banking services featuring financial management of current accounts; financial management via the Internet; financial information provided by electronic means; online banking services featuring financial banking

Online document delivery via a global computer network; Wireless broadband communications services for the exchange of data in electronic form; electronic communication services, namely, electronic transmission of data and documents among users of computers for banks; electronic communication services, namely, electronic transmission of data and documents among users of computers for preparing financial information; electronic communication services, namely, providing electronic transmission of information stored in a database via interactively communicating computer systems for financial institutions; telecommunications services between financial institutions

Travel ticket reservation services; Travel agency services, namely, making reservations for air transportation; travel agency services, namely, making reservations and bookings for transportation; computerised information services relating to travel reservations, namely, travel ticket reservation service; Travel route planning and booking of transport via airline travel, via electronic means; Travel route planning and booking of travel transport, via electronic means; providing transportation information about booking business travel, via the Internet; providing transportation information relating to the planning and booking of airline travel, via electronic means; providing transportation information relating to the planning and booking of travel and transport, via electronic means; arranging and booking of travel, namely, booking of tickets for travel; arranging of travel tours and booking of transport as it pertains to city sightseeing tours; arranging of travel tours and booking of transport as it pertains to excursions and sightseeing tours; booking of transport tickets for travel; arranging airline tickets, namely, airline ticket reservation services, cruise tickets reservation services and train ticket reservation services; planning, arranging and booking of travel, namely, arranging of travel tours and booking of transport as it pertains to travel

Booking agency services for theatre tickets; booking agency services for cinema tickets

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing user authentication services using biometric hardware and software technology for e-commerce transactions; programming of computer software for e-commerce platforms for others; maintenance of computer software used in the field of e-commerce; design and development of computer software for logistics, supply chain management and e-business portals; Computer software consultancy services relating to software used in the field of e-commerce; development of computer software for logistics, Providing an internet website portal featuring information in the field of supply chain management and e-business; design of information technology systems relating to finance; rental of financial management software

Travel agency services for booking temporary accommodation; agency services for the reservation of temporary accommodation