NORTHROCK X

Bill payment services; Personal financial advice; Personal financial management; Personal financial planning; Financial planning for education; Financial planning for retirement; Financial planning for charitable and philanthropic giving; Financial services, namely, personal wealth management services; Financial trust operations; Financial trust planning; Estate planning; Mortgage lending; Insurance consultation; Cash management; Financial advice; Financial advisory and consultancy services; Financial asset management; Financial management; Financial planning; Financial portfolio management; Financial risk management; Providing information in the field of finance and financial management; International banking services; all the foregoing excluding operation and management of hedge funds