NORTH AMERICA'S MOST CONVENIENT BANK

Banking services; real estate investment, real estate management and real estate financing; securities brokerage and dealer services; estate trust management services; credit card services; lending services, namely, consumer, commercial, mortgage, real estate and wholesale; investment advisory and financial advisory services; investment management and financial management services; insurance underwriting services in the fields of travel, life, health, accident, fire, vehicle, property and creditor; mutual fund investment and brokerage services