NO EXCUSES

Real estate services, namely property valuation and appraisal services and broker-priced opinion services, real estate loan default management services, loan portfolio management and consultation, real estate management relating to real estate owned "REO" transactions, namely, foreclosure services, providing valuation of real estate by means of automated collateral value and risk forecasting methodologies, property risk information services, real estate services in the nature of an online searchable database of property listings