NO BRANCH GUARANTEE

Downloadable application software for accessing and managing banking, consumer loan, and financial investment accounts, and conducting financial transactions; Downloadable application software for accessing financial information, opening financial accounts, and applying for consumer loans; : Downloadable application software for the analysis, monitoring and tracking of personal finances, financial budgeting, and financial investments; : Downloadable application software for developing personal financial plans, budgets and savings programs

Banking services; consumer lending services; checking and savings account services; deposit account services; financial investment account and advisory services; debit card services; Providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; financial information provided by electronic and audio means; Providing customer bank account information via voice-controlled automated inquiries; Online banking services accessible by means of downloadable mobile applications; Online debit card services, namely, monitoring of transactions, account balances, spending, and featuring electronic alerts related to spending, all accessible by means of downloadable mobile applications

Educational services, namely, offering workshops, classes, on-line non-downloadable podcasts and videos, online seminars and instructional classes and training programs in the field of personal finance, money management, money planning, financial literacy, and financial investments all accessible by means of downloadable mobile applications and via a website

Providing access to non-downloadable software for accessing and managing banking, consumer loan, and financial investment accounts, and conducting financial transactions; Providing access to non-downloadable software for accessing financial information, opening financial accounts, and applying for consumer loans; Providing temporary use of online non-downloadable computer software for the analysis, monitoring and tracking of personal finances, financial budgeting, and financial investments; Providing temporary use of online non-downloadable computer software for developing personal financial plans, budgets and savings programs