NINJAHOLDINGS

data management services with relation to strategy, marketing, operation, and product design specializing in the use of analytic and statistical models for the understanding and predicting of consumers, businesses, and market trends and actions; business management consulting with relation to strategy, marketing, sales, operation and product design specializing in the use of analytic and statistical models for the understanding and predicting of customers, businesses, and market trends and actions; business consulting services, namely, aggregating and providing data and information to assist others with the evaluation of customer qualification for particular offers, programs, incentives and rate structures; business marketing services based on consumer credit reports and scores of others; providing consumer information in the field of credit lending

platform as a service (PAAS) featuring computer software platforms for business data analysis in the field of credit lending and financial credit modeling; software as a service (SAAS) services featuring software for use in predictive analysis and decision management in the field of credit lending and financial credit modeling; software as a service (SAAS) services featuring software for business data analysis in the field of consumer credit; software as a service (SAAS) services featuring software for decision modeling, namely, for the purpose of evaluating, analyzing, and collecting consumer-credit and financial data; software as a service (SAAS) services featuring software for business rule management, namely, for the purpose of tracking, analyzing, and forecasting data for finance and credit lending; data automation and collection services using proprietary software to evaluate, analyze, and collect consumer- credit data and financial data; electronic monitoring of credit application and data to detect fraud via the Internet; electronic monitoring of personally identifying information to detect identity theft via the Internet

personal background investigations that include identification verification; conducting background investigation and research for security or authentication purposes through the investigation of assets, credit reports, fiscal assessments, and collection reports