NICOLET

business planning

banking services; electronic banking via a global computer network; mobile banking; mortgage banking; merchant banking; investment banking; investment and securities brokerage; financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; lending services namely, consumer lending, commercial lending, real estate lending, mortgage lending and small business lending; financial planning; wealth management services; investment consultation and management; individual retirement account services; estate planning; retirement planning services; financial risk management; insurance services, namely, insurance consultation and information