N>GENUITY IN ACTION N>GEN

On-line electronic commerce payment services, namely, electronic payment processing of credit card, debit card, bank card, smart card, and healthcare card and related financial data services, namely, financial portfolio management services; financial data, credit card, debit card, bank card, smart card, healthcare card, prepaid and gift card transaction processing services; electronic payments administration and processing services; stored-value debit card administration and processing services; computerized credit-evaluation services; providing credit card accounting reports for financial analysis via temporary access to a computer database; providing financial information in the nature of credit card account or merchant account data for analysis by financial institutions via on line computer system; debt recovery and collection agency services; financial analysis and consulting services; credit risk management; financial risk management

Computer software development; data warehousing, data mining, data encryption services; computer consultation; computer services, namely, creating indexes of information, sites and other resources available on computer networks on the topic of bankruptcy case information to assist with bankruptcy case management; Application Service Provider (ASP) featuring software for awarding and tracking of loyalty program points, and tracking and fulfillment of award selection for use in the field of customer loyalty program management; Application Service Provider (ASP) featuring software for use in database management in the fields of electronic payment processing and customer loyalty program management; Application Service Provider (ASP), namely, hosting computer software applications of others; Application Service Provider (ASP), namely, providing Internet based access to credit and debit card transaction data for use in authorizing and capture by providing software for payment workflow management and data retrieval