NEXTEDGE

Computer hardware and software in the nature of an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment, namely, for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, reconciliation, cash management, consolidated funding, consolidated dispute processing, data repository and client profile information services, and relating switching, gateway, settlement reconciliation, and funds movement services in the field of payment cards, for the analysis of data for fraud detection and control, and for disaster recovery and encryption services

Electronic bill presentment services

Financial services, namely, electronic processing of business-to-business payments and associated remittance data; providing electronic bill payment services involving electronic processing and subsequent transmission of bill payment data to billers, customer service provider organizations and payment providers; providing secure electronic transfer of funds generated by remote banking, walk-in payment providers, balance transfer providers, and credit counseling payment providers; bill payment services via computer terminals connected to networks and the global computer network; electronic funds and currency transfer services; electronic payments services, namely, transaction authorization and settlement services

Providing secure electronic delivery of billing remittance data; electronic transmission of bill data via computer terminals connected to networks and the global computer network