NEWTEK ZERO-FEE BANKING

Banking services; online banking services; financial restructuring services; financial advisory services; financial services, namely, mortgage refinancing; financial planning and investment advisory services; insurance and financial information and consultancy services; financial brokerage services; financial affairs and monetary affairs, namely, financial information, management and analysis services; providing financial services with respect to securities and other financial instruments and products, namely, money management services; financial services, namely, loans; financial services, namely, electronic remote check deposit services; financial evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to securities and other financial instruments; financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; financial transaction services, namely, providing secure commercial transactions and payment options; commercial lending services