NEWTEK ADVANTAGE

Accounting services; online accounting services; computerized accounting services; accounting services for electronic funds services; administration of business payroll for others; payroll preparation; financial statement preparation and analysis for business; business monitoring and business management of commercial transactions on a global computer network; notification services to businesses in the nature of providing information regarding business filing requirements and filing dates via the Internet and email; income tax consultation and preparation services; business consultation; business development services, namely, providing start-up support for businesses of others; business invoicing services; conducting business and market research surveys; business management planning; business management information on a wide variety of topics to business professionals; business marketing; business marketing consulting services; business organizational consultation; business planning; business research and surveys; preparing business reports; providing statistical information for businesses; business management consultation services; providing incentive award programs through issuance and processing of loyalty points for purchase of a company's services to small business customers, namely, monitoring data and Internet traffic, electronic payments, sales transactions, chargebacks and returns, payroll processing, tax preparation, health care benefit management, and cyber consulting, and excluding travel and transportation related goods and services

Financial analysis and consultation services; business finance procurement services; loan financing and loan programs in the nature of providing business loans and temporary loans; providing financial information by the Internet; providing on-line financial services in the nature of banking services; bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means; financial analysis for business; Insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance; payroll tax debiting services

Providing temporary use of on-line non-downloadable software for use in referral management, financial management and sales management; providing temporary use of on-line non-downloadable software to allow customers to access account information, review referral information, and initiate contact requests; computer services, namely, hosting websites on the Internet; application service provider (ASP), namely, hosting computer software applications of others; technical support services, namely, remote infrastructure management services for monitoring, administration and management of cloud computing IT and application systems