NEWFIRST FINANCIAL GROUP

[ FINANCIAL INVESTMENT IN THE FIELD OF SECURITIES, MUTUAL FUNDS, STOCKS, BONDS, FIXED ANNUITIES AND VARIABLE ANNUITIES; ] FINANCIAL SERVICES, NAMELY, INVESTMENT FUND TRANSFER AND TRANSACTION SERVICES; [ FUNDS INVESTMENT AND FUNDS INVESTMENT CONSULTATION; INVESTMENT ADVICE AND CONSULTATION; INVESTMENT MANAGEMENT; ] INSURANCE AGENCY SERVICES AND INSURANCE CONSULTATION; MORTGAGE LENDING AND MORTGAGE PROCUREMENT FOR OTHERS; AND BANKING SERVICES