NEW FACE OF FACE-TO-FACE

Financial services, namely, advice relating to investments, asset management, cash management, financial analysis and consultation, financial planning consultation; financial portfolio management; providing on-line financial calculators, providing stocks/securities market information; brokerage in the field of stocks, mutual funds and other securities; mutual fund investment and mutual fund distribution; insurance services, namely, underwriting, and writing property and casualty insurance, investment management of and distribution of annuities; investment services, namely, asset acquisition, consultation, development and management services; insurance brokerage; portfolio offering for clients consisting of asset management, cash management, banking account services; retirement planning services, namely, administration of defined benefit pension services and defined pension contribution services, retirement financial planning services; providing financial information to educate consumers on financial aspects of retirement and providing retirement planning services in the nature of planning in the field of finance, financial investments, financial valuations and financial aspects of retirement