NEVADA HOME RETENTION PROGRAM

(Based on Use in Commerce) Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans(Based on Intent to Use) Financial services, namely, arranging of modified loan terms designed to prevent home foreclosure; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgage foreclosure services