NEIGHBORS HELPING NEIGHBORS IN THE PLACE WE CALL HOME

Banking and related financial services, namely, providing insured deposits, commercial and personal checking and savings account services, investment account services, individual retirement account services, money market account services, issuing certificates of deposit, issuing travelers checks, safe deposit box services, automated teller machine services, bill payment services, credit and debit card services, on-line banking services, electronic remote check deposit services, electronic funds transfer, electronic processing and transmission of bill payment data, issuing letters of credit, foreign currency exchange, premium installment savings account services, providing savings bonds, and providing residential, commercial, construction, agricultural, real estate, home equity, consumer installment and business loans and lines of credit; trust management services, namely, estate trust management and trust management accounts; securities brokerage services; investment services, namely, investment counseling, financial planning for retirement, asset and portfolio management, financial administration of retirement plans, and individual retirement account services