NEIGHBORHOOD CLUB

BANKING SERVICES, NAMELY, CHECKING ACCOUNTS, ISSUING INSURANCE POLICIES IN THE FIELD OF ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE, ELECTRONIC FUNDS TRANSFER, FINANCIAL PLANNING, PERSONAL CREDIT LINES, CREDIT CARD ACCOUNTS, PAYROLL DIRECT DEPOSITS, AUTOMATIC FUND TRANSFERS, SHORT TERM CONSUMER LOANS, DIRECT DEPOSITS, AND PROVIDING MERCHANT DISCOUNTS TO BANKING CUSTOMERS FOR A VARIETY OF GOODS AND SERVICES