NAVIGUARD

Printed consumer reports featuring information on insurance, health care and cost management; printed consumer reports of health care transactions such as claims, eligibility, claim status, prior authorizations, and referrals

Business consulting services rendered to others in the field of insurance, health care and cost management; Providing consumer advice for commercial purposes in the field of insurance, health care and health care cost management; Providing consumer information in the field of insurance, health care and cost management; Business data review in the nature of insurance claims auditing; Business data analysis; negotiation and settlement of commercial transactions for third parties; providing online portals for consumer information in the fields of reviewing and managing health care bills, estimating the cost of healthcare services and medications, communicating with health care professionals, and accessing information on insurance, health care and cost management

Health insurance services, namely, insurance consulting in the field of health insurance; Medical insurance case and utilization review and insurance claims adjustment services for healthcare purchasers, payors and providers; Providing a website featuring educational information in the field of health insurance; Financial consulting services rendered to others in the field of insurance, health care and cost management

Online reports, namely, nondownloadable publications in the nature of reports of health care transactions such as claims, eligibility, claim status, prior authorizations, and referrals; providing a website featuring nondownloadable publications, namely, articles, brochures, booklets, hand-outs, guides, and teaching materials, in the field of insurance, health care and cost management

Legal advisory services; Legal consultation services; Legal information services; Legal services in relation to the negotiation of contracts for others