NATURAL CHAT

Application Service Provider featuring computer software for speaker-independent, natural-language conversational speech recognition, identification, and processing, and for language understanding using artificial intelligence; Application Service Provider featuring computer software applications and services using natural-language understanding in the fields of banking and financial services transactions, telephone-based information services, electronic commerce, point-of-sale and point-of-services transactions, travel services, telecommunications services, calling card and cellular telephone access; computer services, namely, computer software design services for application developers and software integrators to create interactive natural-language understanding applications