NATIONAL FOUNDATION FOR CREDIT COUNSELING

educational services, namely, organizing and conducting educational meetings in the field of - consumer credit and consumer debt management and in the fields of the establishment and operation of non-profit consumer debt management organizations throughout the US and internationally; the establishment of ethical practices for the granting and administration of consumer credit and consumer debt management organizations; and the establishment of professional standards and qualifications for personnel who provide various guidance and assistance to those having consumer debt management problems

association services, namely, promoting the interests of the consumer credit and consumer debt management industries by fostering and encouraging the establishment and proper functioning of non-profit consumer debt management organizations throughout the United States and internationally; by establishing ethical practices for the granting and administration of consumer credit and consumer debt management organizations; and by establishing professional standards and qualifications for persons who provide service, guidance and assistance to those having consumer debt management programs