NATIONAL COMMERCE FINANCIAL

financial services, namely, banking and credit card services, financial securities clearinghouse services and securities brokerage services, financial planning and management services, retirement and estate planning services, risk management services, investment and trust management services, investment advisory services, mutual fund investment services, providing equity and growth capital for others, capital investment consultation, and insurance underwriting services in the fields of property and casualty, whole and term life, and annuities; insurance underwriting services in the fields of property and casualty, whole and term life, and annuities; mortgage banking; mortgage lending; securities brokerage; investment banking; mutual fund investment; underwriting and asset management services; consultation services in the field of financial services and asset management