Downloadable mobile application for use as a digital wallet; magnetically encoded prepaid debit and gift cards; Downloadable computer software for electronically storing, sending, receiving, accepting, and transmitting digital currency and fiat currency, and managing digital currency payment and fiat payment transactions; Downloadable computer software for processing electronic payments and for transferring funds to and from others; Downloadable authentication software for controlling access to and communications with computers and computer networks
Electrical and Scientific Apparatus