N FAMILY. FRIENDS. COMMUNITY.

Full service credit union and banking services; trust services, namely, investment and trust company services; investment of funds for others, mutual fund investment services, investment management services, investment advice and consultation services, and related financial services, namely, mortgage banking, mortgage lending, mortgage brokerage services, and financial escrow services, namely, maintaining escrow accounts for investments; financial services, namely, mortgage planning, financial investment in the field of commercial and residential real estate, and maintaining escrow accounts for investments; online banking and financial services, namely, providing online banking via computer to enable banking customers to transmit payment and collection orders directly and automatically accept account reconciliation information from the bank; automated teller machine services and electronic financial credit card transaction services; mortgage services, namely, mortgage banking services, mortgage procurement services for others, consumer home lending, commercial lending, mortgage banking services comprising origination of mortgage loans; insurance services, namely, insurance planning, writing, underwriting, issuing, and administration in the fields of property and casualty, life, health, fire, auto, and disability and workers compensation; wire transfer services; financial services, namely, electronic funds transfer services and verification regarding such wire transfers via the telephone to customers; financial planning for retirement; estate planning services; business services, namely business accounts and commercial loans; education funding services; and membership Club services, namely, seniors club services for members 55 and older providing free banking services, and Christmas club services providing Christmas savings accounts