MYMONEY

SOFTWARE MANAGEMENT SYSTEM AND IDENTITY VERIFICATION ACCESS SYSTEM comprised of computer hardware, computer software for CREDIT CARDS, MAGNETICALLY ENCODED PRE-PAID TELEPHONE CALLING CARDS, MAGNETICALLY ENCODED PRE-PAID PURCHASE CARDS FOR ALLOWING USERS TO TRANSFER FINANCIAL VALUE ON LINE VIA RETAIL COMPUTER NETWORKS, MAGNETICALLY ENCODED PRE-PAID GIFT CARDS, MAGNETIC CODED smart CARDS, BLANK SMART CARDS AND BLANK ELECTRONIC CHIP CARDS, MAGNETICALLY ENCODED AUTOMATED TELLER MACHINE (ATM) CARDS, ALLOWING USERS TO OBTAIN FUNDS or pay for goods ON LINE VIA RETAIL COMPUTER NETWORKS