MY + PERKS PAY

Linking payment for goods and services by a mobile device, credit card or debit card to a checking account, namely, providing electronic transmission of transaction data and electronic payment data via a global computer network

Magnetically encoded credit cards; downloadable computer application software for mobile phones, namely, downloadable software used by grocery store and convenience store shoppers for making payments for groceries, gasoline, electric vehicle charging and convenience store items, redeeming electronic promotions, managing customer loyalty program accounts and benefits and earning perks

Administration of a customer loyalty program which provides a discount on purchases using particular payment methods, namely, administration of a discount program for enabling participants to obtain discounts on goods and services, redeem electronic promotions, manage customer loyalty program accounts and benefits and earn perks through use of the program's credit cards, debit cards or loyalty cards

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device, credit card or debit card at the point of sale; Issuance of credit cards through a licensee